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Debt Settlement (Personal Solution)
Debt settlement also referred to as debt negotiation is the process by which a debtor settles
with a creditor for less than the full amount owed. The agreed upon balance is regarded as
payment in full. Read More...
Bankruptcy (Personal Solution)
Bankruptcy is a legally declared or recognized condition of insolvency for a person or organization.
In order to show insolvency (the inability to pay debts) an entity must pass a means
test. Read More...
Loan Modification (Personal Solution)
The process where the terms of a mortgage are modified outside the original terms of the contract
agreed to by the lender and borrower. This is generally done when the value of the property has
declined below the original loan amount. Read More...
Mortgage Resolution (Personal Solution)
The examination of loan documents for the prevalence of fraud in the origination or implementation
of the loan. These findings are then used to seek legal recourse against the lender. Over 80% of the
loans origination from 1999 - 2008 contain elements of fraud. Read More...
Short Sale (Personal Solution)
A short sale, in the context of real estate, describes the situation in which the sale price of a
home is less than the balance owed on the property's loan and both the lender and borrower
consent to the terms of sale. The agreement to short sale however may not release the
borrower from obligation. Read More...
Credit Restoration (Personal Solution)
Credit Restoration also commonly referred to as Credit Repair is the process of removing incorrect
or inaccurate items from an individual's credit report. Credit repair can also encompass adding
good credit items and building a positive credit profile. Read More...
Business Development (Business Solution)
The process of incorporating a number of techniques and responsibilities, which aim to attract new
customers and penetrate existing markets. Techniques also include generating new leads and developing
new ways to market a product or service. Read More...
Corporate Structuring (Business Solution)
The management of recognizing the legal, ownership, and operational structure of a company, with the
purpose of making the company profitable and organized to succeed. Read More...
Continuation Strategies (Business Solution)
Corporation structuring to prepare for unexpected personal circumstances that can seriously effect business
productivity, such as serious illness or death of a major partner in a company. This process will give partners
peace of mind from any financial impact. Read More...
Buy-Sell Arrangements (Business Solution)
A binding agreement between co-owners of a business that governs what happens if a
co-owner dies or is otherwise forced to leave the business, or chooses to leave the
business. Read More...
Branding (Business Solution)
Using imaging or photography to distinguish a product or service under one specific name, sign,
symbol, or slogan. Once legally protected it becomes a proprietary
name. Read More...
Graphic Design (Business Solution)
The creation of visual images to promote a product, website or idea in a marketing role. Graphic
design can be used in magazines, advertisements, product packaging, branding or web
design. Read More...
Cash Free Advertising (Business Solution)
The newest form of advertising in which business owners advertise with a cost per acquisition (CPA) model,
using trade and margin to pay for advertising campaigns. Read More...
Social Media and Networking (Business Solution)
The newest form of promotion by using the internet as a major form of word of mouth through
multiple social networks and media platforms, such as Facebook, Twitter, and
LinkedIn. Read More...
Guerrilla Marketing (Business Solution)
An unconventional system of promotion that relies on time, energy, and imagination rather than
a large budget. Consumers are usually targeted in unexpected places, which creates a unique and
engaging concept to promote buzz. Read More...
Web Development (Business Solution)
The process of creating an online presence for a business. This includes domain registration, web
design, programming, graphic design and hosting. Read More...
Search Engine Optimization (SEO) (Business Solution)
The process of writing a website with the specific goal of improving the volume and quality of
traffic to a web page from search engines via "organic" searches. Read More...
Search Engine Marketing (SEM) (Business Solution)
A form of Internet marketing that seeks to promote websites visibility in search engine page
results (SEPRs) through the use of paid placement. Read More...
Secure Online Accounting (Business Solution)
Often referred to as "cloud" accounting, is the process of making all of you business accounting
secure over the internet as opposed to a hard copy on a computer. Read More...
Remote / Virtual Hosting (Business Solution)
A method for hosting multiple domains on a single server, using a single IP address, thus
allowing one machine to share resources, such as memory and processor cycles. This increases
efficiency and is more cost effective. Read More...
Domain Registration (Business Solution)
The registration of domains through an accredited ICANN registrar, this is the initial step to
creating your online presence. Read More...
Credit Card Processing (Business Solution)
The ability for a business to accept credit cards as a form of payment, this is done through a merchant
processor, who processes the transaction and an acquiring bank, who funds the
transaction. Read More...
Total Financial Network brings together consultants with experience in a multitude of diverse industries. The dedication to knowledge and excellence provides the foundation for a powerful local and online network.
Developing a hyper-local and online presence is important in today's global economy. We have resources around the U.S. to assist with the necessary growth of our knowledge base. |
Providing all visitors with the opportunity to learn about financial and business topics without bureaucratic restrictions that impede the ultimate goal of increased comprehension. |
Establishing local representatives that can assist in the event of further service is necessary for proper implementation and to protect clients from unaccredited organizations. |
resources for the individual
Total Financial Network is a multifaceted organization that can assist many individuals in their quest for knowledge surrounding financial topics. We have a strong core knowledge center and team of contributors that keep the information up to date and relevant. For those who need additional help, in many cases we can facilitate the support of a qualified representative.
Solutions for all businesses
Total Financial Network not only provides a propriety training program for business owners and leaders, but also through its subsidies and partners supplies the services that businesses require in order to stay on the forefront of the technological curve. These practices combined with core business principles translate to lower costs, increased revenue and more customers.